Bank code of BJB and several other banks in Indonesia : CekResi

BJB bank code and how to make interbank transfer

You will need the BJB bank code when transferring from another bank to the BJB bank. The need for money transfers has become a need for  the  people of I ndonesia in living their daily lives.

Today, to meet their needs, people often shop online. Whether it’s shopping for basic necessities, clothing, electronic devices and much more. Not infrequently to make a payment you need to make a transfer between banks, because the account that is the destination is different from the account you have.

For that, you need to know the existing bank codes so that you can make interbank transfers. These bank codes have become an agreement for all banking services in Indonesia. Without using a bank code, you cannot make interbank transfers. Because when you make an interbank transfer without using the destination banking code, it will definitely be rejected by the machine.

There are so many bank codes in Indonesia, so it seems impossible if you have to remember them all. But it would be nice for you to remember bank codes that arewidely asked by the majority of Indonesians. For example, BJB bank code, BNI bank code, BRI bank code, BCA bank code, and mandiri bank code.

The banks above are banks that have very many customers in Indonesia. So chances are you want to transfer to one of these banks. It will be very useful if you remember the bank codes that are popularly used. It will make you not need to check the list of bank codes when making a transfer.

Hva er BJB bankkode?

The BJB bank code is a unique code owned by the BJB bank. The unique code has been kesepakatan along with other banks in Indonesia. Bank codes usually amount to three digits. The bank code must be entered in front of the destination account number when making interbank transfers.

When making an interbank transfer, you will be charged an additional fee. The fees charged vary according to the bank you use. For the transfer to be successful, you need to make sure that the balance is sufficient if it is added together with the transfer fee that must be paid. Usually there is also a minimum amount of money transferred.

For example, the cost of transferring BJB banks to other banks is IDR 6,500. Banks will then also apply a maximum limit for daily transfers. The amount itself varies, some are IDR 10,000,000 and some are IDR 15,000,000. Makingcod liver oilfer through the bank usually the money will be sent very quickly.

Types of transfers through bank

If you are a customer of one of the banks in Indonesia, you need to know the types ofprohibited transfers in Indonesia. There are three types of transfers, namely BI’s National Clearing System (SKNBI), Real Time Gross Settlement (RTGS) and online transfers.  Currently, most Indonesians only know the type of online transfer.

You can use SKNBI services by coming directly to the nearest branch office. Using this clearing system, you will getacheaper transfer fee of IDR 5,000. But the funds will reach the destination account will take 4 hours. In one day, you can send funds using the clearing system five times.

For the RTGS method, it is used for transfers in very large quantities. The minimum number of RTGS transfers reaches Rp100,000,000 each time you make a transaction.  This system  is used quite rarely by individuals, usually converted by bank C to bank D. But in fact, it can also be used by individuals as long as the minimum transfer limit is met.

Moreover, namely online transfers, this type of online transfer is the most used by the public. This type of transfer can be done through the ATM or smartphone. These online transfer fees range, usually Rp6,500 to Rp7,500 per transaction.

Bank code of BJB and several other banks in Indonesia

Det ermange banker i Indonesia, så det er også mange bankkoder som finnes. Her er noen av dem, kodene Bank BJB 110, Bank BJB Syariah 425, bank BCA 014, bank Mandiri 008, bank BNI 009, bank BNI Syariah 427, bank BRI 002, bank Syariah Mandiri 451, bank CIMB Niaga 022, bank CIMB Niaga Syariah 022, b ank Muamalat 147 , og bank National Pensioner Savings (BTPN) 213.

I tillegg til de som allerede er nevnt ovenfor, er det fortsatt flere, nemlig bankkoden JENIUS 213, bank BRI Syariah 422, bank Tabungan Negara (BTN) 200, Permata Bank 013, bank Danamon 011, bank BII Maybank 016, bank Mega 426, bank Sinarmas 153, b ank Commonwealth 950 , bank OCBC NISP 028, bank Bukopin 441, bank BCA Syariah 536, bank Lippo 026, Citibank 031 og Indosat Dompetku 789.

Actually, there are still very many bank codes in Indonesia, because each bank has its own code. These codes are used when transferring between banks. To see the complete list of bank codes in Indonesia, you can use an ATM.

How to make an interbank transfer through an ATM

Suppose you are going to do a transfer with the destination account of the BJB bank.  The first step is to visit the nearest ATM where you are.  Then make sure that your ATM balance is sufficient to make a transfer.  Then follow these steps to transfer between k-tires with the aim of BJB banking:

  1. Insert the ATM card into the ATM.
  2. Then enter the ATM card pin
  3. If successful, select transfer and choose interbank online.
  4. Enter the BJB bank code plus the destination account number. Let’s just say the account number 098765432 and the code is 110. So what you put in is 1100987654321.
  5. Enter the amount of money you want to transfer. Check that the nominal specified is correct. Because the money transferred cannot be withdrawn. Then choose true.
  6. On the screen, rappears inncian information about the recipient. Check that the recipient’s name and account number are correct. If you have just clicked correctly.
  7. If there are no errors or errors, the screen will ask you to write that the transaction has been successful. Then the ATM will issue a certificate of receipt for transfer. If you have a bag, it means that you have made a transfer.
  8. Do not forget to take care of proof of transfer receipt if necessary.

At the moment, you need to be very careful when making transfers through ATMs. Because there are so many forms of crime that exist. Never give your ATM stick to anyone because it is very dangerous. When you enter the ATM stick at the ATM, it should also not be seen by people around you.

When making an interbank transfer, there are several things that need to be considered. The first is the transfer fee. The cost of interbank transfers varies in amount. Then the second destination bank code. It would be nice for you to prepare in advance before entering the ATM withdrawal. For example, making interbank shipments for the purpose of BJB banking as in the example above, prepare in advance the BJB bank code.

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